FACTS

WHAT DOES Flint Creek Valley Bank / Granite Mountain Bank 
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service your have with us. This information can include:

1. Social Security number   and account balance
2. Payment history               and overdraft information
3. Income                               and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Flint Creek Valley Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Flint Creek Valley Bank share?

Can you limit this sharing?

For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -  to offer our products and services to you

Yes

No

For joint marking with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

No

For non-affiliates to market to you

No

No

Questions?

Call 406-859-3241 or go to www.flintcreekvalleybank.com

Who we are

Who is providing this notice?

Flint Creek Valley Bank / Granite Mountain Bank

What we do

How does Flint Creek Valley Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal and account information to employees who need to know that information.

How does Flint Creek Valley Bank collect my personal information?

We collect your personal information, for example, when you

• open an account or apply for a loan
• Pay your Bills    or  Make a Wire Transfer
• Show your driver's license or government-issued ID

Why can’t I limit all sharing?

Federal law gives you the right to limit only
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Flint Creek Valley Bank / Granite Mountain Bank has no affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Flint Creek Valley Bank / Granite Mountain Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include companies such as financial service companies.

Other important information

Through our website, we will strive to provide valuable information about our products and services. We do not gather nor require personally identifying information on visitors to our website. However, if you choose to contact us via e-mail, bankhelp@granitemountainbank.com, please keep in mind that you will be revealing any information your mail header reveals about you. Also, any information you choose to provide within your e-mail, is solely at your discretion.

For the convenience of visitors to our website, we have carefully selected links to other websites that may be of interest or use. Flint Creek Valley Bank / Granite Mountain Bank does not endorse or make any guarantees relating to these other websites.