Your Independent Community Bank

Granite Mountain Bank Products and Services

Debit / ATM Cards

To report a lost or stolen Debit or ATM Card after business hours - please call 1‑800‑236‑2442.

Checking Accounts

Granite Basic
  • $400 to Open
  • $400 Minimum Balance Required
  • No charge unless balance drops below the minimum.
  • If the balance falls below the minimum, then a $5.50 service charge plus $0.35 per check fee will be assessed per month against the account.
  • Images will be provided with the statement.
Granite Choice
  • $400.00 to Open
  • No minimum balance required
  • Monthly Service Charge of $3.00
  • Paper Statement, no images included
Granite Free
  • $400 to Open
  • No minimum balance and no service charge
  • E-Statements Required
Granite Super Now
  • $2,500 to open
  • $2,500 Minimum Balance Required
  • Variable Interest Rate
  • No charge unless balance drops below the minimum.
  • If the balance falls below the minimum, then a $12.00 service charge plus a $0.35 per check fee will be assessed per month against the account.
  • Images will be provided with the statement
Granite Club
  • $500 to open
  • Senior Account (Customers 60 & Older)
  • No minimum balance and no service charge
  • Images will be provided with the statement

Savings Accounts

Tiered Savings
  • $300 to Open
  • Variable Interest Rate based on balance
  • No Interest on balances under $300
  • $5.00 Maintenance Charge on Account Balances below $50.00 during the month.
Youth Savings
  • $300 to Open
  • Variable Interest Rate
  • No interest on balances under $100
Tiered Money Market
  • $1,000 to Open
  • $1,000 Minimum Balance Required
  • Variable Interest Rate based on balance
  • No charge unless balance drops below minimum balance.
  • If balance falls below the minimum, then a $15.00 maintenance fee will be assessed per month.
  • Limited to six preauthorized debits per month or statement cycle.

Time Deposits

Time Deposits
  • $1,000 to Open
  • $1,000 Minimum Balance
  • Fixed Interest Rate until Maturity
  • Penalties may apply for early withdrawal
  • Available in 3, 6, 12, 18, 24, 36, and 48 month increments

Business Accounts

E-Business Checking
  • $750 to Open
  • Free Debit Card
  • Free On-line Banking
  • Free On-line Bill Pay
  • 3000 Free items per month
  • No Minimum Balance
  • E-Statements Required - will receive images of checks with statement
Granite Business Checking
  • $500 to Open
  • Monthly service charge of $7.50 will be charged plus $0.15 per check
  • Credit of $0.10 per hundred on the low balance during the month will be received
  • Will receive images of checks with statement
Business Savings
  • $300 to Open
  • Variable Interest Rate based on balances of $2,500 and up

Other Products

Individual Retirement Account
  • $1,000 to Open
  • $1,000 Minimum Balance
  • Variable Interest Rate
  • 24 Month Maturity
  • Penalties may apply for early withdrawal
Safe Deposit Boxes
  • Multiple sized boxes available for rent. Contact your local branch for details.
  • Contents of Safe Deposit Boxes are NOT FDIC Insured.