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Granite Mountain Bank Consumer Information

Tips to avoid Identity Theft:

  • Monitor your credit reports.
  • Scrutinize bank and credit card statements.
  • Review W2s and Social Security Administration statements to see whether there's income you don't know about.
  • Protect your Social Security number and other sensitive information. Don't use your Social Security number as a password or account number and be careful who you share it with.
  • Carefully dispose of sensitive mail and documents. Shred receipts, credit card offers, insurance forms, used checks and bank statements.
  • Be careful who has access to personal documents, purses, wallets, computers or bank records.
  • NEVER respond to messages claiming to be from banks, credit unions, or the Federal Government asking you to verify personal information. We will NEVER ask you to verify information via e-mail nor will we call you and request information over the phone.

What to do if it happens:

  • File a complaint with the Federal Trade Commission. www.ftc.gov or www.comsumer.gov/idtheft or call 1-877-438-4338.
  • File a report with local police in the community where the identity theft took place.
  • Place a fraud alert on your credit reports and request a freeze on your credit.
  • Close the accounts that you know, or believe have been tampered with or opened fraudulently.

For a free annual credit report visit www.annualcreditreport.com or call 1-877-322-8228.