Granite Mountain Bank Consumer Information
Tips to avoid Identity Theft:
- Monitor your credit reports.
- Scrutinize bank and credit card statements.
- Review W2s and Social Security Administration statements to see whether there's income you don't know about.
- Protect your Social Security number and other sensitive information. Don't use your Social Security number as a password or account number and be careful who you share it with.
- Carefully dispose of sensitive mail and documents. Shred receipts, credit card offers, insurance forms, used checks and bank statements.
- Be careful who has access to personal documents, purses, wallets, computers or bank records.
- NEVER respond to messages claiming to be from banks, credit unions, or the Federal Government asking you to verify personal information. We will NEVER ask you to verify information via e-mail nor will we call you and request information over the phone.
What to do if it happens:
- File a complaint with the Federal Trade Commission. www.ftc.gov or www.comsumer.gov/idtheft or call 1-877-438-4338.
- File a report with local police in the community where the identity theft took place.
- Place a fraud alert on your credit reports and request a freeze on your credit.
- Close the accounts that you know, or believe have been tampered with or opened fraudulently.
For a free annual credit report visit www.annualcreditreport.com or call 1-877-322-8228.