Your Independent Community Bank

Granite Mountain Bank Loans and Credit

Granite Mountain Bank offers a full range of credit for agriculture, business, consumer, real estate residential loans for one to four family dwelling units, housing re-habitational loans, home improvement loans, small business loans, community development loans and loans to political subdivisions. In addition, the bank is involved in Farm Service Agency (FSA), Rural Development (USDA) and Small Business Administration (SBA) loan programs.

Our objective is to service our customers utilizing sound, prudent banking practices to meet the legitimate credit needs of our customers. Please visit any of our branch locations to discuss your needs.

Listed below is a sample of types of credit we can offer you as our customer:

Personal Loans

  • Auto Purchases and Repair
  • Debt Consolidation
  • Recreational Vehicles - Campers, Trailers, Four Wheeler's, Snowmobiles, Boats, etc.
  • Medical Expenses
  • Other Planned Expenses

Business Loans

  • Operating Lines of Credit
  • Equipment Purchases
  • Commercial Real Estate
  • Small Business Administration (SBA) Loans
  • USDA Business & Industry Loans

Real Estate

  • Home Improvement
  • Home Mortgage
  • Construction


  • Operating Lines of Credit
  • Agriculture Mortgages for land purchases and improvements

Overdraft Protection

  • Overdraft Line of Credit
  • Savings or Money Market Accounts

Overdraft Protections plans provide automatic overdraft coverage from one account to another to prevent your account from overdrawing and from the additional costs associated with returned checks.

Visa® Credit Card

Our Visa® Platinum Preferred and Visa® Classic credit cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever VisaR is accepted. Your new card offers:

  • A low variable rate
  • No annual fee
  • Free online account information
  • Worldwide acceptance
  • Cash advance at thousands of ATMs
  • Auto rental insurance
  • Automatic payment option
  • Travel accident insurance coverage
  • Prompt, expert service you've come to expect from your community bank

Download your Granite Mountain Bank Consumer Credit Card Application.

VISA® Business Credit Card

  • Controlled Spending
    Manage your company's cash flow conveniently and efficiently with a Visa® Business Card. Its flexibility allows you to preset spending limits for each employee cardholder. Online account information helps you monitor available funds 24/7. Detailed monthly statements and quarterly reports itemize your business expenditures to help you track expenses and prepare for tax season.
  • Secure Transactions
    Fraud monitoring helps detect suspicious activity early. Visa® Zero Liability protects against unauthorized card use and grants provisional credit.
  • Worldwide Acceptance
    The Visa® Business Card gives you international buying power. Use it everywhere Visa® is accepted. Purchase office equipment, order supplies online, or dine with clients.

Download your Granite Mountain Bank Business Credit Card Application.